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Payment Calculator

Mollie Fee Calculator

Popular across the Benelux — see what Mollie keeps on each checkout.

Introduction

Mollie powers checkout for thousands of European SMEs with strong coverage of iDEAL, Bancontact, SEPA, and card payments. Fees differ by payment method — iDEAL often uses a flat per-transaction price while cards use percentage pricing.

Dutch and Belgian merchants frequently start with Mollie for straightforward integration and local method support before scaling to broader European coverage.

This Mollie fee calculator models percentage-plus-fixed pricing representative of card payments. For iDEAL-only flat fees, set the percentage to zero and enter the flat charge in the fixed fee field.

How it works

  1. 1

    Enter the order total paid by your customer.

  2. 2

    For card payments, start with ~1.8% + €0.25 as a baseline — adjust per your Mollie dashboard.

  3. 3

    For iDEAL, set fee % to 0 and fixed fee to your per-payment iDEAL rate (often around €0.29).

  4. 4

    Select your country preset for EUR or GBP defaults.

Formula

Mollie card fees follow standard percentage-plus-fixed structure; iDEAL uses flat pricing.

Forward calculation

Fee = (Amount × Rate) + Fixed Fee

Reverse calculation

Checkout Total = (Target Net + Fixed Fee) ÷ (1 − Rate ÷ 100)

Worked examples

€45 card payment — Netherlands

A Dutch webshop sells a €45 item paid by Visa through Mollie.

  • Amount: €45.00
  • Rate: 1.8% + €0.25
  • Total fee: €1.06

Net payout: €43.94.

€120 iDEAL payment

A Belgian merchant accepts €120 via iDEAL through Mollie.

  • Amount: €120
  • Rate: 0% + €0.29 flat
  • Total fee: €0.29

Net received: €119.71.

Benefits of using this Mollie fee tool

  • Compare iDEAL flat fees against card percentage costs on the same basket.
  • Price products in euros with Mollie deductions included.
  • Evaluate Mollie against Adyen on identical European order values.
  • Support multi-store reconciliation with quick fee estimates.

Common mistakes

Applying card rates to iDEAL

iDEAL uses flat per-payment pricing, not a percentage. Switch fields accordingly when modeling iDEAL-heavy checkout.

Ignoring payment method volume tiers

Mollie may offer improved rates at higher monthly volumes. Update fields when you cross tier thresholds.

Forgetting chargeback fees

Disputed payments can incur additional Mollie charges beyond the original processing fee.

Frequently asked questions

What does Mollie charge for iDEAL?

iDEAL typically uses a flat fee per successful payment, often around €0.29. Confirm current pricing in your Mollie dashboard.

How do Mollie card fees compare to Stripe?

Both charge percentage-plus-fixed on cards. Compare using your average order value and dominant payment method.

Does Mollie work outside Europe?

Mollie focuses on European markets. International card acceptance is supported but method coverage differs from global processors like Stripe.

Conclusion

Mollie fees depend heavily on whether customers pay by iDEAL, Bancontact, or card. Match the calculator fields to your dominant method, then sanity-check against your Mollie settlement report.

Accepting payments in the EU?

Adyen and Stripe both compete with Mollie for European checkout. Run your average order through each calculator to find the best fit.